Welcome to the Delta Capita
Regulatory Hub

Context: Due to MiFID II record-keeping obligations and periodic monitoring requirements, the client enlisted Delta Capita to conduct a quality assurance and completeness assessment, culminating in findings presentation and remediation advice.

Approach:Delta Capita mapped data to regulatory requirements, extracted data using SQL and Python, consolidated and then performed accuracy and completeness analysis, and provided key findings and recommendations for MiFID II compliance.

Outcome: Key findings and recommendations for record-keeping data across 16 exchanges, alignment with MiFID II requirements, identification of data quality issues, and a proposal for remediation.

Context: Delta Capita were asked to support the analysis and delivery of the new EMIR REFIT legislation, and it’s impacts on the Trade Repository and its clients.

Approach: Delta Capita mobilised the project by establishing a clear structure and engaging key stakeholders. We provided regulatory analysis, rules interpretation, and drafted business requirements in collaboration with technology teams. Our support included preparing data lineage and offering ongoing project management and SME input during regulator liaison sessions.

Outcome: The team established a governance framework and delivered key artefacts, including rule decompositions, business requirements lineage, and field-level data lineage. JIRA stories were created to support ongoing delivery management, ensuring a structured approach from requirements through to testing.

Context: A fast-growing UK Challenger Bank needed to modernise its risk and compliance framework to meet FCA and PRA expectations while reducing friction for frontline teams.

Approach: Refreshed ~150 policies, aligned governance with UK regulations, and simplified controls. Mapped key customer journeys with regulatory tagging and ownership across defence lines. Deployed an AI-powered compliance assistant and a digital policy library.

Outcome: Modern, regulator-aligned policy framework, improved auditability, quicker and more consistent decision-making, and a future-ready governance model enabling regulatory agility.

Context: Supported Irish investment banks and a payment service provider to achieve Day 1 DORA compliance, closing regulatory gaps and defining a roadmap for ongoing adherence.

Approach: Delivered a DORA programme across 11 business units, including governance, scenario testing, and impact assessments. Designed a group-wide resilience framework, policy, and board-level assessments, alongside third-party vendor consolidation.

Outcome: Achieved Day 1 compliance with a clear Day 2 plan. Established a global resilience framework and reduced vendor footprint, delivering £5m in projected savings and stronger risk governance.

Context: A UK financial regulator initiated a major transformation to become the single AML supervisor for ~76,000 firms, consolidating responsibilities from 22 professional body supervisors while designing a scalable, risk‑based regulatory regime under tight legislative timelines.

Approach: The UK financial regulator requires an embedded delivery partner, leading end‑to‑end operating model design, implementation blueprint, and transition planning. They require a coordinated across policy, supervision, data and technology functions, and managed complex stakeholder alignment across regulators and industry bodies.

Outcome: The required outcome is a defined coherent, implementation‑ready supervisory model and transition approach, which establishes a clear path to mobilisation and enabling the regulator to execute large‑scale transfer of supervisory responsibilities under a consistent, data‑led AML framework.

Context: The client had undergone a S166 review which had resulted in seventy-two findings that required urgent remediation in order to lift a voluntary suspension of business. The findings principally related to the segregation of Client Money and Assets, Enterprise Risk Management and Corporate Governance.

Approach: Delta Capita initially provided programme management services in scoping, prioritising and planning the book of work to mitigate the findings. Once the plan was agreed we then provided project management and business analyst support to ensure full remediation of all findings to a standard that enabled UK regulatory approval.

Outcome: All S166 report findings were successfully signed off by the regulator, and the voluntary suspension of business was lifted. Specific deliverables included the implementation of new Enterprise Risk Management and Operational Risk Management frameworks, approval of a documented Corporate Wind Down Plan and the implementation of a new Corporate Governance Framework including Conduct Risk Training and Senior Management Regime documentation standards.